What Our Legal Terms Cover
Our Legal terms set the conditions for creating, using and closing your account. Before access is granted, we may require a valid phone number and a verification step so the account record matches the person requesting access. Where local law permits, the lobby and account services
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can be used from Indonesia, but eligibility depends on local law and your location. Payment records also form part of the account history: DANA, OVO, GoPay and QRIS references help us match a wallet action to the correct account. Bank transfer and virtual account records may
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require additional checking when a name, reference or amount does not match. The terms also explain restricted activity, account suspension, data requests and how changes are announced. Read them before opening an account, and contact us if a clause is unclear.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.